A pet adoption or puppy deposit scam advertises an adorable dog, cat, or “rescue” animal, then demands shipping fees, vaccination deposits, crate costs, or adoption payments before you meet the pet—often with photos stolen from real breeders or shelters. Do not wire money or buy gift cards for an animal you have not met. Do not accept “I’ll ship first, you pay the courier” stories. If you already paid, stop contact, save evidence, and report to the FTC.

This guide is about fake rehoming and puppy deposit schemes—not Craigslist apartment rental deposits. Fake-check twists overlap with fake check scams. No software purchase required.

1. How pet adoption and puppy deposit scripts work

Listings show puppies “ready now” at a bargain. The “owner” is moving, deployed, or can’t keep the litter. After you inquire, they demand a holding deposit, then more for transport, insurance, or customs. Some send a fake check to cover shipping and ask you to return part of it.

  1. Stolen cute photos — Images lifted from real rescues or breeders.
  2. Stacked shipping fees — Endless courier, crate, and “release” charges.
  3. No live video — Excuses forever for why you cannot see the animal in real time.
  4. Fake-check wrap — Overpay and refund patterns (fake check scam).

2. Red flags before you pay

CueLikely legitimateLikely scam
Meeting the animalIn-person visit or verified shelter/rescue processPay first; meet never happens
PaymentTransparent fees to a known rescue/breeder with a physical footprintGift cards, wires, crypto, or endless add-on shipping fees
Photos and videoLive video, consistent background, real-time answersOnly stock photos; excuses why video is impossible
PapersHealth records you can verify with a vet clinicBlurry PDFs and pressure to decide immediately
Location storyLocal pickup or reputable transport you arrangeCourier holding the puppy—pay release fee now
CommunicationConsistent name and reachable phoneScripted emails; new fee every reply

3. Safer habits (buy-nothing)

  1. Prefer local shelters, rescues, and breeders you can visit.
  2. Reverse-image search pet photos when the deal feels unreal.
  3. Refuse gift cards and surprise courier release fees.
  4. Ask for a live video call; hang up on endless excuses.
  5. Verify microchip or clinic claims independently when provided.
  6. Flag and report suspicious ads on the platform where you found them.

4. If you already paid

  1. Stop paying any further “final” fees. Scammers stack them on purpose.
  2. Save listings, chats, payment receipts, and websites used.
  3. Contact your bank, wire service, or card issuer to report fraud immediately (FTC if you were scammed).
  4. If gift cards were involved, contact each issuer’s fraud department with details.
  5. Report at ReportFraud.ftc.gov; notify the platform.
  6. If you opened attachments or used a fake payment portal, change passwords and ignore recovery callers.

FAQ

Can a real rescue ask for an adoption fee online?

Yes, many do—but after an application process with a verifiable organization. Blind deposits to a stranger for a puppy in another state are high risk.

They sent papers with a vet’s name. Is that enough?

Call the clinic using a number you look up yourself. Scammers forge letterhead.

How is this different from a rental deposit scam?

Both demand money before delivery, but pet scams weaponize animal urgency and shipping fees. Rental scams weaponize housing need and keys.

Is a rehoming fee always a scam?

Not always, but combine it with remote-only contact and gift-card payment and you should walk away.

What if they threaten the animal if I stop paying?

Do not send more money. Report with your evidence; continued payment rarely results in a real pet arriving.

Do I need paid antivirus to avoid a puppy deposit scam?

No. Meeting the animal and refusing gift-card shipping fees is enough. Buy-nothing is valid.

Avoiding a pet adoption or puppy deposit scam does not require paid antivirus. Careful habits and official support paths are a valid buy-nothing stack. If you want multi-device paid protection later, use only these on-site paid links: TotalAV (paid link), Norton (paid link), Bitdefender (paid link), McAfee (paid link), Avast (paid link).